Expat Banking

Our Services

We help with employees’ financial transition to the U.S. before, during and after their arrival – making the adjustment to a new job easier. Plus, we will stay with them throughout their careers.

Checking

Savings

Credit Cards

Home Loans

Vehicle Loans

Insurance

Relocation Banking Services

Investment Services

Insurance products and services offered through Addison Avenue Financial Partners, LLC, d/b/a First Tech Insurance Services, a wholly-owned subsidiary of First Technology Federal Credit Union. | Insured by NCUA | Equal Housing Opportunity | NMLS 732452


U.S. Inbound Banking Program

As a dedicated financial partner, First Tech offers a variety of services:

Banking¹Checking account with debit card, up to 60 days before arriving in the U.S. (no social security number required)
Build CreditFive different credit lines with no U.S. credit history required including Mastercard® credit card (up to $25,000)
Insurance Services²Our representatives can help you navigate the complex U.S. insurance market (coverage varies by state)
Mortgage ServicesUp to a $1,500,000 home loan with only a 10% down payment, no US credit history required
Executive ServicesOur Premier Rewards Banking assists members who meet eligible balances requirements
EducationFinancial tools and resources to prepare you for every stage of life

1 Membership is required and subject to approval.
2 Insurance products and services offered through First Tech Insurance Services, a wholly-owned subsidiary of First Tech Federal Credit Union.


Relocation Made Simple - Pre-departure

Relocation Made Simple

Here’s how First Tech will provide day-to-day support

Pre-departure (1-60 days prior to U.S. arrival)

  • Relocation banker is assigned and will send out a welcome email introducing themselves and the program
  • Checking account can be opened with passport, work visa and offer letter (no SSN needed)
  • Transferee is sent new account information and can wire funds to the new account, so U.S. dollars are available upon arrival
  • If needed, assist with money movement for critical moments like security deposits for housing or large purchases
Relocation Made Simple - Arrival

Relocation Made Simple

Here’s how First Tech will provide day-to-day support

Arrival in U.S. (1-60 days)

  • If debit card is pre-ordered, it will be waiting for them at their office or home address, if established
  • Immediate access to online banking platform and First Tech’s mobile app is granted
  • Application for credit products: credit cards, auto loans, mortgage, etc.
Relocation Made Simple - After Settling In

Relocation Made Simple

Here’s how First Tech will provide day-to-day support

After Settling in

  • Relocation banker will remain as the transferee’s personal banker for years to come, assisting with all products and services they might need in the future
  • As their career progresses, they may want to seek out Addison Avenue, Premier Banking or Insurance Services